Individuals & Families Lower monthly premium costs for individuals and families with plans starting at $429 for individuals and $749 for families Lower copays and annual out- of-pocket limits. $25 copay for primary care, specialist & urgent care. Comprehensive PPO medical benefits and coverage, no referrals required Satisfies state health insurance mandate Lower deductibles and annual maximum out-of-pocket maximums $1,500 or $2,500 per person Lower RX deductible and tier drug costs